Access Sh4 million rural housing loans and buy affordable land in Ngong & Kikuyu with Amcco Properties’ Buy and Build program. Start today!
Homeownership creates a secure space where memories are made and futures are built. For many Kenyans in rural areas or living abroad, owning a home has felt impossible... until now.
Kenya's new Sh4 million rural housing loans offer incredible hope. With just 3% interest rates for 25 years, you can finally afford to build your dream home.
If financing challenges have stopped you from building, this government program offers real solutions. With only a 5% deposit, you can secure a loan covering full construction costs. No more compromising on your dream home's design, location, or quality.
Registered land title deed
Approved building plans
County development approval
Proof of income and savings
National ID and KRA PIN
Apply Online - Submit through government channels or partner banks
Bank Assessment - Quick valuation and credit checks
Get Approved - Receive your loan offer
Start Building - Funds released as construction progresses
Low Repayments - Pay back at just 3% interest
AMCCO Properties makes your homeownership journey simple. Our Buy and Build Program helps you buy prime land and construct your ideal home seamlessly.
Ngong Land for Sale from 699k - Excellent growth potential, great amenities
Kikuyu Property Investment from 999k - Strategic location, strong infrastructure
Step 1: Choose Your Plot Select and buy affordable, genuine land in Ngong or Kikuyu with guaranteed title deeds.
Step 2: Pick Your House Design
Choose from:
3-bedroom bungalows
4-bedroom family homes
Modern maisonettes
Step 3: Secure Your Financing We have partnered with NCBA Bank and Co-operative Bank for easy loan processing. We'll help you get the Sh4 million government loan too.
Step 4: We Build Your Dream Home Our experienced team handles everything - from architects to contractors, ensuring quality construction.
👍🏽 Prime Investment Areas - Ngong and Kikuyu's high-demand locations
👍🏽 Flexible Payment Plans - Affordable options for every budget
👍🏽 Expert Support - We handle the complex process for you
👍🏽 Complete Service - From land purchase to house completion
👍🏽 Transparent Dealings - No hidden costs or surprises
Imagine waking up in your own home, just outside Nairobi, knowing your investment provides security and pride for years to come.
The combination of Kenya's Sh4 million loans and AMCCO's expertise makes homeownership achievable for:
Kenyans living at home or abroad
First-time property buyers
Experienced investors seeking value

These government loans won't last forever. Prime plots in Ngong and Kikuyu are selling fast as more Kenyans discover this opportunity.
📍 Visit Us: TH Arcade Gikambura or Milele Mall Ngong
📞 Call Now: +254 701 293 199 / +254 722 99 30 30
📧 Email: customerservice@amcco.co.ke
FREE CONSULTATION THIS WEEK - See available plots and get your financing questions answered.
Don't spend another year paying rent. Your dream home in Kenya's best locations is one phone call away.
Fill in your details and our team will call you to arrange a visit.