Building Wealth Together: Inside the AMCCO Staff Land Ownership Programme

At AMCCO, We Believe Our People Deserve to Own Property Too

At AMCCO Properties Ltd, we believe that taking care of our people goes beyond salaries and day-to-day benefits.

Our employees are an important part of our success, and we believe they should have an opportunity to participate in the same journey of property ownership and wealth creation that we facilitate for our customers.

That is why AMCCO has introduced a Staff Land Ownership Programme – a structured employee welfare initiative designed to make land ownership more accessible and affordable for eligible members of our team. Through this programme, we offer flexible payment plans and subsidized rates to eliminate financial barriers for our staff.

This initiative ensures that the very team building our communities can comfortably secure their own financial anchors for the future. By investing directly in their stability, we are fostering a deeper sense of pride and shared purpose across our entire organization. Ultimately, we aim to transform our workforce from dedicated employees into proud, lifelong landowners.

Turning Employment into an Opportunity to Build Wealth

For many people, owning land is an important step towards creating long-term financial security. However, the initial financial commitment can sometimes make property ownership difficult.

Through our Staff Land Ownership Programme, eligible employees can access up to KES 2 million in financing, together with a 5% discount on the prevailing selling price of the land.

The financing can be repaid through convenient monthly payroll deductions over a period of up to 36 months, with no penalty for early settlement. Monthly deductions are generally limited to one-third of an employee's gross salary, helping to maintain affordability.

In simple terms, we are creating an opportunity for our employees to move from working in the property business to becoming property owners themselves.

Rewarding Loyalty and Commitment

This is one of the ways AMCCO recognises the contribution and commitment of its people.

We want our employees to see a future with the organization – not simply as a place to work, but as an environment where their work can contribute to their personal growth, financial wellbeing and long-term aspirations.

People First, with Responsibility

Employee welfare also means creating programmes that are financially responsible and sustainable.

The Staff Land Ownership Programme has therefore been structured with clear eligibility requirements, affordability assessments, repayment arrangements and appropriate safeguards.

HR verifies eligibility and maintains employee records, while Finance assesses affordability, administers payroll deductions and monitors repayments.

This ensures that the programme remains beneficial to employees while protecting the sustainability of the organisation.

More Than a Workplace

At AMCCO, we are building more than a property company.

We are building a community of people who can grow together, create value together and build a better future together.

Our commitment to staff welfare is rooted in a simple belief:

The people who help us create value should also have opportunities to create value for themselves.

Through initiatives such as the Staff Land Ownership Programme, AMCCO is taking practical steps towards making employee wellbeing, financial empowerment and property ownership part of the employee experience.

Because at AMCCO, our people are not just our greatest asset – they are part of the success story we are building together.